Legal

Privacy Policy

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Your financial data never leaves your device. At Netvo, your privacy is not just a policy — it's the foundation of how we built this app. All your data is stored locally on your iPhone and never transmitted to our servers.

1. Information We Collect

Netvo is designed to be a private-first application. By default, all data you enter — budgets, transactions, goals — is stored locally on your device and never transmitted to our servers.

We may collect the following limited information:

2. Information We Do NOT Collect

3. How We Use Information

The limited information we may receive (crash data and aggregate App Store analytics) is used solely to:

We have no ability to associate any data with a specific individual user.

4. Data Storage & Security

Your financial data is stored in an encrypted local database on your iPhone. If you enable Face ID or Touch ID protection (available in Premium), access to the app requires biometric authentication.

When iCloud Sync is enabled, data is transmitted over Apple's encrypted CloudKit infrastructure — we are not intermediaries in this process.

5. Third-Party Services

Netvo does not integrate with any third-party analytics platforms, advertising networks, or data brokers. The only third-party infrastructure we use is Apple's App Store distribution and, optionally, Apple's CloudKit for iCloud sync.

6. Children's Privacy

Netvo is not directed at children under the age of 13. We do not knowingly collect information from children. If you believe a child has provided information through our app, please contact us and we will take appropriate action.

7. Your Rights

Because we store almost no personal data on our servers, there is very little for us to access, modify, or delete. However, you can:

8. Changes to This Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will notify you through the app or via the App Store update notes. Continued use of the app after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: